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Secured credit cards are recommended for people that have no credit or want to rebuild their bad credit. Someone looking for a secured credit card should look for cards that report to all 3 credit bureaus, have low fees and allow you to use direct deposit to fund the accounts if you wish.

Compare secured credit card offers below and simply click the link to apply or view more terms about each prepaid (secured) credit card. (From our Partners)

OpenSky® Secured Visa® Credit Card
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone. The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months. We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.) OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way. *View our Cardholder Agreement located at the bottom of the application page for details of the card. Apply Here	Apply Here
Regular APR: 17.39% (variable) Annual Fee: $35 Credit Needed: Poor Credit Line: $200-$3000 at time of application Late Payment Fee: Up to $38

The First Progress Platinum Elite MasterCard® Secured Credit Card
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard® Secured Credit Card Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file Apply Here	Apply Here
Regular APR: 19.99% (V) Annual Fee: $29 Credit Needed: Poor/Limited/No Credit Credit Line: up to $2,000

First Progress Platinum Select MasterCard® Secured Credit Card
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file Apply Here	Apply Here
Regular APR: 13.99% (V) Annual Fee: $39 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

First Progress Platinum Prestige MasterCard® Secured Credit Card
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today No Credit History or Minimum Credit Score Required for Approval Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file Apply Here	Apply Here
Regular APR: 9.99% (V) Annual Fee: $49 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

Editorial Note

The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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