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Secured credit cards are recommended for people that have no credit or want to rebuild their bad credit. Someone looking for a secured credit card should look for cards that report to all 3 credit bureaus, have low fees and allow you to use direct deposit to fund the accounts if you wish.

Compare secured credit card offers below and simply click the link to apply or view more terms about each prepaid (secured) credit card. (From our Partners)

OpenSky® Secured Visa® Credit Card
No credit check to apply and find out instantly if you are approved OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years Get considered for a credit line increase after 6 months, with no additional deposit required You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit Easy application, apply in less than 5 minutes right from your mobile device Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule *View the cardholder agreement Apply Here	Apply Here
Regular APR: 20.39% (variable) Annual Fee: $35 Credit Needed: Poor Credit Line: $200-$3000 at time of application Late Payment Fee: Up to $38

The First Progress Platinum Elite Mastercard® Secured Credit Card
Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required! Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide program; available in all 50 US states *See Card Terms. Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined. ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia. Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard! Apply Here	Apply Here
Regular APR: 23.74% (V) Annual Fee: $29 Credit Needed: Poor/Limited/No Credit Credit Line: up to $2,000

First Progress Platinum Select Mastercard® Secured Credit Card
Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required! Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide program; available in all 50 US states *See Card Terms. Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined. ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia. Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard! Apply Here	Apply Here
Regular APR: 17.74% (V) Annual Fee: $39 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required! Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide program; available in all 50 US states *See Card Terms. Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined. ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia. Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard! Apply Here	Apply Here
Regular APR: 13.74% (V) Annual Fee: $49 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

Editorial Note

The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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