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Secured credit cards are recommended for people that have no credit or want to rebuild their bad credit. Someone looking for a secured credit card should look for cards that report to all 3 credit bureaus, have low fees and allow you to use direct deposit to fund the accounts if you wish.

Compare secured credit card offers below and simply click the link to apply or view more terms about each prepaid (secured) credit card. (From our Partners)

OpenSky® Secured Visa® Credit Card
No credit check to apply and find out instantly if you are approved OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years Get considered for a credit line increase after 6 months, with no additional deposit required You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit Easy application, apply in less than 5 minutes right from your mobile device Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule *View the cardholder agreement Apply Here	Apply Here
Regular APR: 22.64% (variable) Annual Fee: $35 Credit Needed: Poor Credit Line: $200-$3000 at time of application Late Payment Fee: Up to $38

First Progress Platinum Elite Mastercard® Secured Credit Card
Choose your own credit line - $200 to $2000 – based on your security deposit Build your credit score.¹ Reports to all 3 credit bureaus No minimum credit score required for approval! ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here	Apply Here
Regular APR: 25.24% (V) Annual Fee: $29 Credit Needed: Poor/Limited/No Credit Credit Line: up to $2,000

First Progress Platinum Select Mastercard® Secured Credit Card
1% Cash Back Rewards on payments Choose your own credit line - $200 to $2000 – based on your security deposit Build your credit score.¹ Reports to all 3 credit bureaus No minimum credit score required for approval! ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here	Apply Here
Regular APR: 19.24% (V) Annual Fee: $39 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
1% Cash Back Rewards on payments Choose your own credit line - $200 to $2000 – based on your security deposit Build your credit score.¹ Reports to all 3 credit bureaus No minimum credit score required for approval! ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here	Apply Here
Regular APR: 15.24% (V) Annual Fee: $49 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

OpenSky® Plus Secured Visa® Credit Card
No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit Get considered for an unsecured credit line increase after 6 months - no additional deposit Monitor your credit progress with free access to your FICO Credit Score. Reports to all 3 major credit bureaus monthly to establish and build credit history. Secure your credit line with a refundable security deposit - as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit Apply Here	Apply Here
Regular APR: 29.99% (variable) Annual Fee: $0 Credit Needed: No credit, Poor, Fair Credit Line: $300-$3000 at time of application Late Payment Fee: Up to $40

Editorial Note

The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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