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Secured Credit Cards

Secured credit cards are recommended for people that have no credit or want to rebuild their bad credit. Someone looking for a secured credit card should look for cards that report to all 3 credit bureaus, have low fees and allow you to use direct deposit to fund the accounts if you wish.

Compare secured credit card offers below and simply click the link to apply or view more terms about each prepaid (secured) credit card. (From our Partners)

OpenSky® Secured Visa® Credit Card
Apply Here	Earn up to 10% cash back on everyday purchases No credit check required – 89% approval rate with zero credit risk to apply! Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Start with just $200—secure your credit line with a refundable deposit Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used OpenSky® to build better credit! Apply Here
Regular APR: 24.64% (variable) Annual Fee: $35 Credit Needed: No credit, Poor, Fair Credit Line: $200-$3000 at time of application Late Payment Fee: Up to $41

First Progress Platinum Select Mastercard® Secured Credit Card
Apply Here	Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here
Regular APR: 18.24% (V) Annual Fee: $39 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
Apply Here	Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹ Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here
Regular APR: 14.24% (V) Annual Fee: $49 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

Current Build Visa® Credit Card
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. The Current Visa® Debit Card, which may be issued by Choice Financial Group and/or Cross River Bank, and the Current Visa® secured charge card, which is issued by Cross River Bank, are all issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current debit account is required to apply for the Current Visa® secured charge card. Independent approval required. Apply Here	Credit for everyone - Regardless of your credit history! Get paid up to 2 days faster - Using Direct Deposit. Reports monthly to all three major credit bureaus. Build credit not debt. Grow your savings - Earn up to a 4.00% Bonus on Savings Pods View Product Disclosures Apply Here
Regular APR: 0.00% Annual Fee: Credit Needed:

OpenSky® Plus Secured Visa® Credit Card
Apply Here	No annual fee – keep more money in your pocket! No credit check required – 89% approval rate with zero credit risk to apply! Earn up to 10% cash back on everyday purchases Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Start with as little as $300 – Secure your line with a refundable security deposit Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used OpenSky® to build better credit! Apply Here
Regular APR: 28.99% (variable) Annual Fee: $0 Credit Needed: No credit, Poor, Fair Credit Line: $300-$3000 at time of application Late Payment Fee: Up to $41

OpenSky Launch Secured Visa® Credit Card
Apply Here	Start building credit with just $100 – secure you line with a low, refundable security deposit No credit check required – 89% approval rate with zero credit risk to apply! Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter Earn up to 10% cash back on everyday purchases Affordable payments – minimum payment as low as $10 Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used OpenSky® to build better credit! Apply Here
Regular APR: 28.99% (variable) Annual Fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in Credit Needed: No credit, Poor, Fair Credit Line: $100- $1,000 Late Payment Fee: Up to $41

Best Credit Cards
Apply Here	Compare our current best credit card offers to find the one that best suits your needs See the best credit cards by category including cash back, travel, business and student Earn 1.5% cash back on all purchases or 2X points on travel and dining expenses Best card selections updated often – click to see the latest rankings Terms may vary by partner offer. Please see each bank's application for terms and conditions Clicking will take you to CreditSoup.com to compare Best Credit Cards from participating partners Apply Here
Intro (Purchases): See website for Details* Intro (Balance Transfers): See website for Details* Regular APR: See website for Details* Annual Fee: See website for Details* Credit Needed: Average/Fair/Limited/Poor/Good/Excellent

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