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Credit Card with Low Interest

Low Interest Rates on Credit Cards

Low interest rate credit cards. For those of you with good credit, you can take advantage of Low Interest Visa and Mastercards. Compare and apply online for the best low interest credit cards, find credit cards with the lowest interest rate available. Creditimes has low interest cards issued by Chase, Discover®, American Express, Citibank® and more.

Looking for a particular Low Interest Card, Browse by Card Name on the Left.

Citi CashReturns(SM) Card
Secure online application page
  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 Months BT as low as 9.99% None n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Citi® Platinum Select® Card
Secure online application page
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 months BT / P as low as 8.49% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Blue from American Express®
Secure online application page
  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 15 months P as low as 9.24% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A. (USA)
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America® Platinum Plus® Visa® Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT 8.24% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Platinum Edition® Fixed Rate Visa® Card
Secure online application page
  • Fixed 7.99% APR*
  • No annual fee
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
  • Paperless Statements - no more paper or mailbox clutter
  • FirstGuard® provides protection against identity theft

    Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
n/a n/a n/a 7.99% None n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Discover® More(SM) Card
Secure online application page
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 Months BT / P 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Discover® Open Road(SM) Card
Secure online application page
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
3.9% up to 12 Months BT / P 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
The Platinum Edition® Visa® Card
Secure online application page
  • Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened
  • 3.99% APR* for the life of the balance transfers completed during your first three billing cycles after account opening.
  • No annual fee
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!

    Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles P 9.99% - 13.99% None APR based on Credit
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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