These two cards both have the common features that are often found in a Discover credit card. However, they also have some differences which make them distinct from each other.
Similarities:
Both cards provide excellent fraud detection and security services to card holders. They also offer 24 hour access to customer support and a free easy access to accounts through the Internet. Both also provide email alerts regarding balances and scheduled payments.
Differences:
Owning a Discover More credit card can be a lot easier than having a Discover Black. The latter has stringent applications guidelines and only a few people may be approved to own the card. Discover More is more appropriate to be used by the more budget conscious and those who are after better cashback rewards and bonuses on each of their purchases. Discover Black may have a more generous cashback program but it also comes with a price. It is best for use by people who love to shop everyday or in a more regular basis. It is a good fit for those who usually spend a set minimum amount a year and are capable of paying the full monthly balance after the end of the introductory period. Basically, to be approved for a Discover Black card, one must have an excellent credit reputation.
Discover More credit cards do not require an annual fee. Discover Black may require cardholders to pay a small amount . Currently the Discover Black Card is not available, however you might be interested in the Discover More - Long Duration Balance Transfer or the Visa Black Card.
