Before you apply for a Target Credit Card there are some things you should know. #1 Most Importantly, you do not get a 0% introductory offer. #2 Your interest rate is going to be 2% higher on average #3 If you do not get approved for the Target Visa, your card is only valid at Target #4 Store credit cards are not credit score friendly, on average you get a -20 point ding when you apply and get approved for a store card!

Compare these recommended credit card offers. They may feature 0% intro on Balance Transfers and Purchases for up to 18 months (see terms below). They can be used at Target and millions of other locations, they don't ding your credit score and may offer cash and points rewards.