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Citi Dividend vs Forward

Convenience is not the only winning factor of both credit cards. They are likewise loved because of the savings potential they provide to wise spenders. A closer examination will let you understand the differences of these cards in terms of perks and benefits.

Citi Dividend has a cashback rewards system that makes it attractive to standard shoppers. The card is known to give high cashback rewards to customers on all purchases. Card account holders can maximize their points earning potential by purchasing items in selected rotating categories each month and by using the card in purchasing items through Citi Bonus Cash Center’s online shopping merchants and retailers

Citi Forward® cards are for people who want points to be converted to redeemable values. The card can be used not only for gaining points but for basic account maintenance as well. Account holders of Citi Forward® enjoy the convenience of paperless billing, on-time payments, and controlling their credit spending. Every payment that is done on time gives the account holders even more opportunity to earn rewards.

Both cards do not have annual fees but they differ in terms of duration of intro APR. Basically, Citi Dividend gives more when it comes to intro APR duration.

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