Benefits wise, Chase Sapphire(SM) and Citi Diamond serves and meets different purposes, and they are all based on customers’ activities and needs.
For frequent travelers, whether it is identified as leisure or for business purposes, Chase Sapphire is preferred because of the accumulative point system that could be redeemed in different forms of tangible and intangible rewards. It is free from annual fees that are usually seen in any typical credit card. There are restrictions for the points whether it has been earned through regular travels or in top-class flights. An introductory offer of bonus points comes with the first time cardholder.
With Citi Diamond, the reward system is consistent and is coherent with the money being spent and released for normal purchases. This perfectly fits for customers who count points, especially on the first year of card usage where bonus points will be automatically added in the card. It is highly secured, especially while on travel, due to its zero liability fraud protection that is specifically designed to avoid fictitious transactions. All earned points can be used for shopping and even transportation expenses such as gas. There is no charge on the first year and anyone with excellent credit scores may receive a perk in the form of APR.
