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Platinum Prestige vs Platinum Select

Both Capital One Platinum Prestige and Citi Platinum Select do not offer a rewards program to their card account holders. Both are meant for people who are struggling to pay off their debts. Because these cards do not give away rewards from purchases, holders of these cards are not often tempted to purchase things that they do not really need and are therefore spared from doing unnecessary spending. In the process, they are able to focus on paying their debts rather than on how much they can spend on certain things.

Both these cards offer a 0% annual fee to their card holders. They also offer card account holders easier ways to pay off their balances. Likewise, both offer auto insurance and travel insurance to card owners. In terms of extra perks, however, these cards may have certain differences.

For instance, Citi Platinum Select account holders may be entitled to discounts when purchasing goods or services from Citi Platinum’s accredited merchants, particularly when the purchase is made through their online shopping site. Such perks are not offered to card holders of Capital One Platinum Prestige.

Both cards may not entitle you to rewards and cash backs from purchases but they are highly recommended if you are struggling to free yourself from debt.

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