When choosing a credit card for airline miles and rewards, the list seems to get bigger and bigger every day. But which ones are the best ones and what should you look for when applying for a miles credit card.
Several factors play a role as to whether or not the miles are worth anything. For example, if a miles card comes with a $129 annual fee, and you could use your miles for a $150 flight, you only save $21. Does the credit card let you choose which airlines you can fly on, or are you stuck flying with them? There may not be flights in your area, or non-stop flights may not exist where you live, so convenience plays a role. Will the credit card company offer you a 5,000 or 10,000 bonus miles on your first purchase, or can you earn double or triple points with certain merchants or purchases.
The website http://www.cardrewards.net has comprehensive data for comparison of airlines miles cards. Each card has the annual fee, annual percentage rate, how miles are awarded, as well as how to redeem miles/points.
The Chase Flexible Rewards Platinum Visa Card offers a 0% introductory APR for 6 months, with no annual fee, and you earn points towards airline tickets, hotel stays or car rentals when you travel. Since it’s a flexible card, you can redeem points for other items such as merchandise, cash back and gift cards as well.
The Miles by Discover Card offers a 0% intro apr for 12 months, with no annual fee. They credit you with double miles on purchases related to travel or dining purchases. Miles are unlimited and never expire. You are free to use your miles on any airline, travel agent, or online travel site.
The Chase United Mileage Plus Signature Visa Card offers 20,000 bonus miles after your first purchase. However there is a $60 annual fee, and no 0% APR intro period. You earn 1 point for every $1 spent with a $60,000 cap. You also get a Free One-way, 1,000 mile, One-class Upgrade Certificate.
The Blue Sky from American Express offers 0% intro APR for 6 months, there is no annual fee. Redeem points to save on any airline, hotel, rental car or cruise – no blackout dates or travel restrictions. Earn 1 point for every dollar you spend. Protection when you travel including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
These are just a few of the popular airlines credit cards that are offered. As you can see, the decision isn’t so easy. Do you want 6 months of 0% apr or 12 months? Do you want 20,000 bonus miles with an annual fee, or no annual fee and earn the miles dollar for dollar?
You can find the above airlines miles cards and more at http://www.cardrewards.net/airline-miles-credit-cards.php each card is updated with new terms and conditions in real time, so the information will always be 100% accurate.
