Business owners can earn 5% cash back on gas, office supplies and wireless services used through the business thanks to the SimplyCash^SM Business Card from American Express.

Thats not all, business owners earn 1% cash back on virtually all other purchases and are awarded a 0% introductory APR for the first 12 months.

Many small business owners claim that this is better than raising capital as they get a “interest free loan” for a period of 1 year.

How the card works according to American Express is that cash back is automatically credit to the statement each month. You can pay your balance in full at the end of the month or carry a balance and make a monthly payment.

American Express SimplyCash^SM business card can be applied for at the Amex website and you get a decision in less than 60 seconds with their simple and hassle free 1 page online application.

Creditimes.com? features a comprehensive list of business credit cards and small business credit cards. For more American Express Credit Cards click here.