How do I find the best low apr credit card or 0% apr card. Is there a catch, what about hidden fees? These are valid questions that you need to know when applying for a low apr or 0% apr card. Another great question is how long is the low or 0% apr good for, is it limited or for life? Make sure you ask these questions before applying for a 0% apr credit card.

We are going to look at a few low and 0% apr credit cards. The first one is the Chase Platinum MasterCard. Chase Platinum offers 0% interest for up to 12 months, no annual fee, ? 1 point for every dollar spent, and the points are good for travel, cash, merchandise or gift certificates. Apply for more chase cards

The second low interest credit card we are looking at is the Discover Platinum Card. Discover platinum offers 0% intro APR on purchases and balance transfers for the first 12 months. 5% cash back bonus on certain category purchases like gas, travel, stores and more. 1% automatically on all other purchases.? Cash rewards never expire, no annual fee and $0 fraud liability. See other discover cards

The third low apr credit card is Blue Cash from American Express. Blue Cash offers 0% intro apr for 6 months. Low 4.99% apr on balance transfers for life. No annual fee. Up to 5% cash back on purchases. Cash back rewards are unlimited. View all American Express cards

The fourth no apr credit card is the Bank of America Platinum Plus Visa Card. Bank of America Platinum Plus offers a 0% intro APR for 6 months (purchases and balance transfers). No annual fee, total security protection? and generous credit lines (up to $25,000). More bank of america cards

The fifth 0% apr card is the Citi Platinum Select Card. Citi Platinum Select offers a 0% apr for the first 12 months. This does not include cash advances. Your initial 0% apr may go up if you default on your payment terms. There is a fee for balance transfers. No annual fee, plus $0 liability on unauthorized purchases. See all Citibank credit cards

The majority of the 0% apr cards are introductory rates that expire after an average of six months to a year. After that point, the apr averages 14% or higher. The bottom line is, if you can afford to transfer balances to a low apr card for no longer than 6-12 months, then a? one of these 0% apr cards would be right for you. All cards have an atrractive no annual fee and most have fraud protection, in addition with no interest and no annual fee you can increase the benefit of the cards that have cash back bonuses.