Bank of America Cash Back Credit Cards

• Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
• For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
• No Annual Fee
• Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
• Absolute fraud protection against unauthorized use, online and offline.
• Card issued by FIA Card Services, N.A.

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• Earn Cash Rewards of 1.25% for every $1 in new net retail purchase transactions
• 1.25% redemption value; cash rewards redemption begins at $4,000
• Cash Rewards are payable in a check, statement credit or direct deposit into checking or savings account in increments of $50 upon request. Cash Rewards redemptions are available at the following levels: $50, $100, $150, $200, $250, and $300. Each time Cardmember acquires a multiple of $50, he/she may go online to www.bankofamerica.com/onlinebanking or call the number printed on the back of your credit card to request a check, statement credit or online for a direct deposit.
• No cap on dollar redemption – no limit to how much you can earn.
• 0%* Introductory APR applies to balance transfers, check cash advances, and direct deposits for the first 12 billing cycles. You will lose the intro rate if you exceed the credit limit or are late with a payment. Payments you make will be applied to lower rate balances first.
• No annual fee and the flexibility to pay over time
• Redeem your cash rewards for cash back payable in a check, statement credit, or direct deposit.§

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Terms