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www.bank of amercia.com

BankofAmercia.com Credit Card Offers Bank of Amercia credit card offers are recommended for people with good to excellent credit. Most Bank of Amercia credit cards offer a low intro APR or a 0% intro APR, along with rewards such as travel rewards, cash back rewards, hotel rewards and more. Annual fees are either very low or none.

Please browse and compare the top Bank of Amercia offers below and find the best card that fits your lifestyle and budget.

Quick Select - Use the pull down menu to jump to the Bank of America Card you want

Bank of America - Accelerated Cash RewardsTM American Express® Card
Secure online application page
  • Earn Cash Rewards of 1.25% for every $1 in new net retail purchase transactions
  • 1.25% redemption value; cash rewards redemption begins at $4,000
  • Cash Rewards are payable in a check, statement credit or direct deposit into checking or savings account in increments of $50 upon request. Cash Rewards redemptions are available at the following levels: $50, $100, $150, $200, $250, and $300. Each time Cardmember acquires a multiple of $50, he/she may go online to www.bankofamerica.com/onlinebanking or call the number printed on the back of your credit card to request a check, statement credit or online for a direct deposit.
  • No cap on dollar redemption – no limit to how much you can earn.
  • 0%* Introductory APR applies to balance transfers, check cash advances, and direct deposits for the first 12 billing cycles. You will lose the intro rate if you exceed the credit limit or are late with a payment. Payments you make will be applied to lower rate balances first.
  • No annual fee and the flexibility to pay over time
  • Redeem your cash rewards for cash back payable in a check, statement credit, or direct deposit.§

    Apply Now!

Terms

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 15 months BT / CA 9.99% - 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A. (USA)
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 15 months BT / CA 9.99% - 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America® Accelerated RewardsTM American Express® Card
Secure online application page
  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

    Apply Now!

Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA Between 9.99% and 19.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America WorldPointsTM Platinum PlusTM MasterCard®
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

    Apply Now!

Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 15 Months BT / CA 9.99% - 19.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America Visa Signature® WorldPointsTM Rewards
Secure online application page
  • Receive a $25 Statement Credit§§ after qualifying transaction(s)*
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Card issued by FIA Card Services, NA.

    Apply Now!

*Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 15 months BT / CA 9.99% - 15.99% none $25 Statement Credit
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card
Secure online application page
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
  • No Annual Fee
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 15 months BT / CA 9.99% - 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Alaska Airlines Visa Signature® Credit Card
Secure online application page
  • $50 round-trip companion ticket upon approval and on each anniversary as a cardholder
  • 20,000 Bonus Miles upon approval online
  • Redeem miles with Alaska or any of its 10 airline partners - award travel begins at just 20,000 miles
  • 1 mile for every net retail purchase dollar you spend
  • Card issued by FIA Card Services, NA.
  • Apply Now!

* See website for complete terms and conditions of card usage and application disclosure. * Terms and Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
n/a n/a n/a 12.24% $75 n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America® Student Platinum Plus® Visa® Credit Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
n/a n/a n/a 16.24% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America World MasterCard® with WorldPointsTM
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConciergeSM service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% - 19.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America Brighter Planet Card
Secure online application page
  • Automatic point redemptions to help build renewable energy projects
  • 1 EarthSmart Point for every $1 net retail
  • 1,000 EarthSmart bonus points with first transaction
  • 1,000 EarthSmart bonus points for signing up for paperless statements
  • For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Elite Rewards® World MasterCard®
Secure online application page
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
  • No annual fee.
  • Earn 500 Bonus Points after first qualifying purchase with the account.
  • Earn Bonus Points for every net retail dollar you spend at participating merchants.
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.9% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
  • Earn one point for every dollar in net retail purchases.
  • Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.§
  • No Annual Fee
  • Use your card at least once every six months to ensure your Reward Credits will not expire!
  • Redeem your Reward Credits for exciting rewards such as show tickets, gourmet meals, exclusive vacations, and more
  • Card issued by FIA Card Services, N.A. (USA)
  • Apply Now!


Financial Rewards® Visa® Platinum
Secure online application page
  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.
  • Apply Now!

Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 6 Billing Cycles BT / CA as low as 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards
Secure online application page
  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • Earn 1 point for every $1 in net retail purchases at all merchants§
  • Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
  • Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
  • No limit to the number of points you can earn each year
  • Absolute fraud protection against unauthorized use, online and offline
  • Access to the MyConciergeSM service, a unique personal assistance service§
  • Secure Online Account Access and electronic bill payment service
Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA Between 9.99% and 19.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Major League Baseball® Extra Bases™ Credit Card
Secure online application page
  • The only credit card on the planet that earns you points towards autographed memorabilia by past and current players, VIP access, field-level game tickets, travel rewards and even cash rewards that will blow you away!§§
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No Annual Fee
  • Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§
  • Offers secure online access.
  • 24/7 fraud protection
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
NASCAR RacePointsSM Platinum Plus® Visa® Card
Secure online application page
  • Earn RacePointsSM every time you make a purchase.
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

NFL Extra Points™ Platinum Plus® Visa®
NFL Extra Points™ Platinum Plus® Visa®
  • Earn reward points with each purchase you make with your NFL Extra Points™ credit card and get the ultimate NFL experience for yourself.§§
  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • No Annual Fee.
  • Earn 1 point for every $1 in net retail purchases.
  • No limit to the number of points you can earn each year
  • Card issued by FIA Card Services, N.A.
  • Apply Now!


PetRewards™ Platinum Plus® Visa® Credit Card
Secure online application page
  • 500 bonus points after your first purchase
  • 1 point for every dollar you spend on everyday purchases
  • Rewards begin at just 750 points
  • Earn points toward veterinary services, pet food discount certificates, and shelter donations
  • Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
  • Card issued by FIA Card Services, N.A.

Apply Now!

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 6 Billing Cycles BT / P 15.24% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
The Rainbow Card® Platinum Plus® Visa® Card
Secure online application page
  • For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • No annual fee
  • Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Wyndham Rewards MastercardSM
Secure online application page
  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
  • No Annual Fee
  • 24-hour Online Access
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Terms & Conditions

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
Secure online application page
  • Earn Points for Free Bass Pro Shops merchandise.
  • Earn 4% on every net retail purchase of Bass Pro Shops branded merchandise. Earn 2% on net retail purchases made in Bass Pro Shops retail stores, catalogs or at basspro.com.merchandise. Earn 1% on net retail purchases at over 22 million places your card is accepted.
  • No Annual Fee
  • Free $25 Gift Card after qualifying use(s) of your new account.
  • Help Conservation Efforts - With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you.
  • Card issued by FIA Card Services, N.A. (USA)
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.9% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
BoatU.S.™ Platinum Plus® Visa® Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for the first 12 billing cycles.
  • Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
  • Access to the MyConciergeSM service, a unique personal assistance service**
  • Absolute fraud protection against unauthorized use, online and offline
  • No annual fee
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT 9.9% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
 
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