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Instant Decision Credit Card Application (60 Seconds or Less)

Apply for a Visa, MasterCard and receive an instant decision. You should be able to receive a decision in 60 seconds or less. Most 60 second approval credit cards offer a 0% introductory APR, no annual fee, and competitive low interest-rate after the introductory period. (From our Partners)

OpenSky® Plus Secured Visa® Credit Card


Apply Here
  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information

Apply Here
Regular APR: 29.99% (variable)
Annual Fee: $0
Credit Needed: No credit, Poor, Fair
Credit Line: $300-$3000 at time of application
Late Payment Fee: Up to $40
Freedom Gold Card

*See site for details


Apply Here
  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit - OK

Apply Here
Regular APR: 0% APR
Annual Fee:
Credit Needed: Damage credit to Fair credit
Credit Line: $750 Limit (Usable only at TheHorizonOutlet.com)
Rates & Fees

OpenSky® Plus Secured Visa® Credit Card


Apply Here
  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information

Apply Here
Regular APR: 29.99% (variable)
Annual Fee: $0
Credit Needed: No credit, Poor, Fair
Credit Line: $300-$3000 at time of application
Late Payment Fee: Up to $40
Freedom Gold Card

*See site for details


Apply Here
  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit - OK

Apply Here
Regular APR: 0% APR
Annual Fee:
Credit Needed: Damage credit to Fair credit
Credit Line: $750 Limit (Usable only at TheHorizonOutlet.com)
Rates & Fees
Best Credit Cards


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  • Compare our current best credit card offers to find the one that best suits your needs
  • See the best credit cards by category including cash back, travel, business and student
  • Earn 1.5% cash back on all purchases or 2X points on travel and dining expenses
  • Best card selections updated often – click to see the latest rankings
  • Terms may vary by partner offer. Please see each bank's application for terms and conditions
  • Clicking will take you to CreditSoup.com to compare Best Credit Cards from participating partners

Apply Here
Intro (Purchases): See website for Details*
Intro (Balance Transfers): See website for Details*
Regular APR: See website for Details*
Annual Fee: See website for Details*
Credit Needed: Average/Fair/Limited/Poor/Good/Excellent

Editorial Note

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All of the card offers that appear on this site are from companies from which Creditimes.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Creditimes.com does not include all card companies or all card offers available in the marketplace.