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0% A.P.R Visa and Mastercards

Zero Percent Credit Cards

Apply for a 0% Intro APR Miles or Cash Card. 0% APR Credit Cards compare with No Annual Fee. For people with Excellent Credit, reward yourself with a 0% intro interest rate usually with no annual fee. Compare 0% on balance transfers, 0% on purchases, and even 0% on cash advances from the grid below. Apply for a new 0 APR credit card and balance transfer right away to save on high interest balances.

Citi® Platinum Select® Card
Secure online application page
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 months BT / P as low as 8.49% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Citi CashReturns(SM) Card
Secure online application page
  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 Months BT as low as 9.99% None n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Discover® More(SM) Card
Secure online application page
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 Months BT / P 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Discover® Open Road(SM) Card
Secure online application page
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
3.9% up to 12 Months BT / P 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

Secure online application page

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee. Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Months BT / P 11.24% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Citi® Diamond Preferred® Card
Secure online application page
  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
  • Apply now

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% Up to 12 months BT / P as low as 8.49% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America® Accelerated RewardsTM American Express® Card
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No Annual Fee and the flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Earn one point for every net retail purchase dollar§
  • Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Card issued by FIA Card Services, NA.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.9% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
HSBC Weekend Card
Secure online application page
  • Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
  • Receive 1% cash back on new net retail purchases made Monday through Friday
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Months BT / P 8.99% - 17.99% none APR based on Credit
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
AT&T Universal Savings Platinum Card
Secure online application page
  • Up to 10% savings for the first 12 months on AT&T purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

    Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 Months BT as low as 8.99% None n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America Visa Signature® WorldPointsTM Rewards
Secure online application page
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Absolute Fraud protection
  • Card issued by FIA Card Services, NA.

Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card
Secure online application page
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
  • No Annual Fee
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% 12 Billing Cycles BT / CA 9.99% / 15.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Citi® Dividend Platinum Select® Card
Secure online application page
  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Apply Now!

Intro APR Intro Term Intro Applies To APR after Intro Annual Fee Notes
0% up to 12 months BT as low as 10.99% none n/a
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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